You’ll often see big names like Affirm and Klarna integrated right into the wallet, allowing you to split the cost into four payments or longer monthly terms. 3. Third-Party BNPL Apps (Klarna, Affirm, etc.)
Just select "Apple Card Monthly Installments" as your payment method at checkout on Apple.com or in the Apple Store app. 2. Apple Pay’s New Installment Partners
While the original "Apple Pay Later" service was discontinued in 2024, it has been replaced by a much broader system. Now, when you use at checkout, you can access installment plans directly from your existing credit/debit card issuers or third-party providers.
How to Score a New iPad Now and Pay Later (2026 Guide) Thinking about upgrading to that sleek new iPad Pro or the versatile iPad Air, but your bank account is saying "not today"? You're not alone. High-end tech is an investment, and fortunately, there are more ways than ever to split that cost into bite-sized monthly chunks.
Whether you're a student needing a note-taking powerhouse or a creative professional eyeing that M5 chip, here is your ultimate guide to options for the Apple iPad in 2026. 1. The "Gold Standard": Apple Card Monthly Installments
Apple gives you 3% Daily Cash back on the full purchase price upfront, even before you've made your first payment.