Best Buy Credit Card — No Interest

Some select purchases may qualify for longer terms (up to 36 months) with a reduced APR (e.g., 7.99% or 11.99%) instead of 0%. Deferred Interest: The "Trap" to Avoid

The (issued by Citibank ) offers "no interest" as deferred interest financing rather than a true 0% APR . This means you must pay the entire balance within the promotional period to avoid being charged interest retroactively from the original purchase date. Key Financing Terms best buy credit card no interest

The ongoing purchase APR is typically high (often above 30% ), making this back-interest very expensive. Important Considerations How Does Best Buy Financing Work? Some select purchases may qualify for longer terms

Often available on storewide purchases of $299 and up . Key Financing Terms The ongoing purchase APR is

Typically reserved for major appliances, home theater systems, or specific high-ticket categories (e.g., items over $799 or $999).

If even $1 remains when the period ends, you will be charged the full interest for the entire purchase amount, backdated to the day you bought it.

Best Buy offers various "flexible financing" plans based on your purchase total: