While it can be a lifesaver for those with credit challenges, it’s a unique way of buying a car that requires a little extra "mitten-state" savvy. How It Works in Michigan

Instead of one monthly check, you might be required to make weekly or bi-weekly payments in person at the dealership.

Before committing to high-interest BHPH rates (which can hit 20% or higher), check if you qualify for a subprime loan through a local credit union or national lenders like Westlake Financial . What is a Buy Here, Pay Here Dealership & How does is work?