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: Variable rates are currently around 3.3%, with 5-year fixed rates averaging 4.5–5.2%. 2. Financial Preparation & Down Payments

Lenders generally require a minimum down payment based on the purchase price: How To Buy Your First Home In Ontario in 2026 Step By Step buy home in ontario canada

: Buyer leverage is higher than in recent years due to elevated inventory levels, which are roughly 49% above the 10-year March average. : Variable rates are currently around 3