Before visiting a lot, assemble a "confidence binder." Lenders for subprime loans look for stability to offset your credit score.
: A utility bill or lease agreement helps prove you aren't a flight risk.
: Have a list of six people (names, addresses, and phone numbers) who can vouch for you. 2. Secure Financing Before You Step on the Lot
The biggest mistake is relying solely on "dealer financing," where interest rates are often marked up. 8 Secret Tips To Buy A Car With Bad Credit
: Bring recent pay stubs, W-2s, or bank statements.