To evaluate the reliability of a commercial insurance company, experts recommend reviewing several data points provided by organizations like the National Association of Insurance Commissioners (NAIC) :
: The NAIC market average is 1.0 . A score below 1.0 indicates the company receives fewer complaints than the average carrier of its size. COMMERCIAL INSURANCE COMPANIES
: The Excess & Surplus market now accounts for 9% of the entire property and casualty sector, up from less than 5% five years ago, as specialized risks move toward non-admitted carriers. Essential Commercial Coverage Types To evaluate the reliability of a commercial insurance