: The variety of accounts you have, such as credit cards, retail accounts, and installment loans (auto, student, or mortgage).
A credit score is a three-digit numerical representation of your creditworthiness, typically ranging from . It acts as a financial "snapshot" that tells lenders how likely you are to repay borrowed money on time. Core Components of a Credit Score credit-score-complete
: Considers the age of your oldest account and the average age of all accounts. : The variety of accounts you have, such
What is a credit score? | Consumer Financial Protection Bureau such as credit cards
: Also known as credit utilization; it measures how much of your available credit you are currently using.