Government House Buying Schemes | CERTIFIED • METHOD |

You buy a share (typically between 10% and 75% ) and pay rent on the remaining portion.

The government provides a guarantee to lenders, encouraging them to offer 95% mortgages. Deposit: Only 5% required. government house buying schemes

Formerly the Mortgage Guarantee Scheme, this was made permanent in 2026 to help buyers with small deposits. You buy a share (typically between 10% and

Buyers who can afford monthly repayments but struggle to save a large lump sum. Limit: Applies to homes valued up to £600,000 . 2. Shared Ownership 000 . 2. Shared Ownership