Grocery Shopping Buy Now Pay Later -
: Major retailers like Walmart have integrated BNPL options (e.g., Affirm, Afterpay) directly into checkout and self-checkout systems. Impact on Consumer Behavior Afterpay Walmart Groceries
The adoption of for essential goods like groceries has surged as a response to rising food prices and economic strain. While traditionally used for discretionary items like electronics or fashion, nearly one-third of BNPL users (29%) now report using these services for grocery shopping, a figure that rises to 38% among Gen Z consumers. Market Trends and Adoption grocery shopping buy now pay later
: Total BNPL transaction value is estimated to reach $70 billion in 2025 , growing approximately 20% annually since 2021. : Major retailers like Walmart have integrated BNPL

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