You can buy municipal bonds directly or through professional management.
: As little as $100 or less for some ETFs.
: Best for smaller budgets or those seeking instant diversification.
: For large portfolios (often $250,000–$350,000+), where professional managers build a tailored bond portfolio for you. 2. Select a Purchase Venue
Most municipal bonds must be purchased through a middleman; they are generally available via TreasuryDirect .
: Best for high-net-worth investors seeking full transparency and control.
Buying city bonds (municipal bonds) is a popular way to earn tax-exempt interest income while funding local infrastructure like schools and roads. 1. Choose Your Investment Method