: You must enroll by January 15 .
For residents with lower incomes, Illinois offers public programs that accept applications year-round. About the marketplace - Get Covered Illinois how to buy health insurance in illinois
: For the 2026 plan year, a special extension allowed residents to enroll as late as January 31 for coverage beginning February 1. : You must enroll by January 15
: Typically runs from November 1 through January 15 . how to buy health insurance in illinois
The primary way to buy individual or family health insurance in Illinois is through Get Covered Illinois , the state’s official marketplace. This is the only platform where you can apply for and receive federal tax credits to lower your monthly premiums. :