How To Choose A Lender When Buying A Home Site

Apply with multiple lenders within a 45-day window so it only counts as one inquiry on your credit report.

Know your credit score and debt-to-income (DTI) ratio. Most lenders require a score of at least 620, while 740+ often secures the best rates. how to choose a lender when buying a home

Decide if you need a conventional, FHA, VA, USDA, or Jumbo loan. Not all lenders offer every program. Apply with multiple lenders within a 45-day window