How To Get Free Money To Buy A House May 2026

: Programs like the Chenoa Fund or National Homebuyers Fund (NHF) provide "silent" second loans. These are often 100% forgiven after you live in the home for a set period, typically 3 to 10 years.

: You must live in the house as your main home for a specific number of years to avoid having to pay the money back. Where to Find Programs Near You Down Payment Resource: Down Payment Assistance how to get free money to buy a house

Most assistance programs are managed by state housing finance agencies (HFAs), local governments, or private lenders. : Programs like the Chenoa Fund or National