: Lenders need to verify you have a steady cash flow to cover mortgage payments. W-2 statements from the past two years. Recent pay stubs (usually covering the last 30 days).
for the last 60 days (checking, savings, and money market accounts). Investment statements (401k, IRA, or brokerage accounts). pas requirements home buying
: Your credit profile determines your eligibility and interest rate. : Lenders need to verify you have a
(e.g., a new car loan or credit card). Avoid large, unexplained deposits into your bank accounts. unexplained deposits into your bank accounts.