: Look for accounts or hard inquiries you did not authorize. 2. Disputing Inaccurate Information
: Check for misspelled names, incorrect addresses, or wrong Social Security numbers. repair*credit
The first step is to review your credit reports from the three major bureaus—Experian, Equifax , and TransUnion. You can request free weekly reports from AnnualCreditReport.com . : Look for accounts or hard inquiries you did not authorize
: Ensure reported balances and credit limits match your records. repair*credit
If you find an error, you must file a dispute with the specific bureau(s) reporting it. Fixing Your Credit FAQs | Consumer Advice