The app scans the last 90 days of transactions to determine the "Burn Rate."
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Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?" The app scans the last 90 days of