The period is generally 5 years , and the debt is referred to as "prescribed". When Does the Clock Start?
The creditor has not already obtained a County Court Judgment (CCJ) or decree against you. Does the Debt Just Disappear? It depends on where you live. statute barred debt
The countdown (often called the "cause of action") usually begins from the earliest date a creditor could have started court proceedings, which is often when the account officially . The period is generally 5 years , and
You have not admitted in writing that you owe the debt. The period is generally 5 years