Covers damage to others; mandatory in almost all states.

Protects you if the at-fault driver has no insurance.

Young drivers can save 20-30% by using apps that monitor driving habits at State Farm . 📋 Standard Coverage Guide

Raising your deductible to $500 or $1,000 lowers monthly premiums.

Combine home and auto for discounts up to 30% at Consumer Reports .

Switching can save an average of over $1,000 per year.

Covers non-accident events like theft, fire, or storm damage.