Want To — Buy A House With No Money Down

: A second mortgage with 0% interest and no monthly payments, often forgiven if you live in the house for 5–10 years.

: You skip monthly private mortgage insurance, which can save $150–$250 per month. want to buy a house with no money down

: In exchange for a slightly higher interest rate, some lenders will pay for your closing costs. ⚠️ Important Trade-offs to Consider : A second mortgage with 0% interest and

: While the down payment may be zero, you still need to plan for "earnest money" deposits, inspections, and appraisal fees. ⚠️ Important Trade-offs to Consider : While the

: Reserved for military service members, veterans, and eligible surviving spouses. No Down Payment : Finance up to 100% of the home's value.

: You start with zero equity. If home prices dip, you could immediately owe more than the house is worth (negative equity).